At Centurymark Home Loans our goal is to take lending to a whole new level. In addition to the Conventional loan programs, we have FHA/VA products to help you qualify more borrowers at record speed and earn more income. Here are a few of our popular loan products:

• Purchase or Refinances (in CA, FHA loans to $729, 750)
• Fixed or ARM
• Gifted funds allowed for entire down payment
• LTV to 96.5%
• Available for SFR, PUDs, and Condos
• Manufactured Home Loans OK
• Seller paid contributions up to 6%, allowed toward down payment & Closing Costs
• Owner Occupied, Primary Residence up to 4-units
• FHA Webex Training Program

• Conforming Low Doc – SIVA,
• Flex 97%
• 75/25 Fixed Rate
• Fannie Mae My Community Mortgage
• Freddie Mac Home Possible
• SISA Conforming
• Interest Only and ARMs

Jumbo loan borrowers can get a lower down payment with a lower credit score and still get that larger home they want.

• Fixed and ARM
• Available for primary residence and second home
• Full Doc and Stated Income documentation options
• Loan amounts to $3 million, D/U to $1.5 million
• Credit scores as low as 620
• LTV to 95% for one and two-unit primary residence
• 10-year interest-only option available

• Commercial loans where the borrower may fall outside traditional bank financing.
• From $250,000 to $5,000,000
• Stated/Stated and Full Doc Programs
• Full Doc Max LTV to 95%
• Stated/Stated Max LTV to 85%
• 580 Minimum Score to 80% LTV
• Key Property Types: Apartments, Mixed-Use, Office Condos, Self Storage, Industrial, Warehouse, Funeral Homes, Day Care, Mobile Home Parks, Hotels/Motels

• Earn more money by closing more loans with this 100% rural loan program.
• 100% Available, limit based on GDR
• Borrowers Income to 115% of Median Income for each County
• Borrowers with no housing history or existing home okay
• Owner Occupied Only
• New Construction okay
• Closing Cost and Fees may be financed in the loan